How M&N Works

Simple, transparent, and designed for your convenience. Start saving in minutes.

1

Download the M&N App

Get started by downloading the M&N Customer Mobile App from Google Play Store or Apple App Store. The app is free and takes just a few minutes to install.

2

Create Your Account

Sign up with your phone number and basic information. We'll verify your account quickly so you can start saving right away. Your personal information is secure and protected.

You'll need:

  • Valid phone number
  • Full name and address
  • Valid ID (for verification)
3

Choose a Savings Scheme

Select a savings scheme that fits your goals - whether it's preparing for Ramadan, saving for festive seasons, or building general savings for essential goods.

Ramadan Scheme

Save all year for Ramadan essentials

Festive Scheme

Prepare for celebrations

General Savings

Flexible everyday savings

Custom Plans

Tailored to your needs

4

Set Up Automatic Deductions

Link your bank account or mobile money wallet. Choose how much you want to save daily, weekly, or monthly. We'll automatically deduct small, manageable amounts that fit your budget.

Example:

Save D50 per week = D2,600 per year for Ramadan essentials worth D3,000+

5

Track Your Savings

Watch your savings grow in real-time through the app. Get notifications for each deduction and see your progress toward your goals. View your transaction history anytime.

Receive instant notifications for all account activities
6

Shop at Wholesale Prices

When you're ready, use your savings to purchase essential goods at wholesale prices. Browse our catalog in the app, select items, and we'll arrange delivery to your location.

Wholesale Advantage:

Save up to 30-40% compared to retail prices on rice, oil, sugar, and other essentials.

Ready to Get Started?

Download the M&N app today and take the first step toward smarter savings.

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